快速审批，优质服务，诚信可靠，最低利率

第一德州贷款成立于2003年, 是服务于全德州的直接放款的贷款银行。我们会为您提供最佳利率，最低费用和最优质的服务，并精通各种疑难贷款。我们拥有遍布全德州数以万记的客户可以见证我们的优质服务与信誉。

查询利率

贷款方案应有尽有

买房自住（最少3%首付）投资房(最少15%首付)
100% No-cost Refinance 固定或浮动利率 ARM
HUD和银行拍卖房, Shortsale
低头款 FHA & 零头款VA loan
自住房Home Equity Loan (up to 80% of value)
投资房 cashout loan (up to 75% of value)
现金买房后立即 cashout (只限投资房）
Jumbo loan 贷款 up to 2.5 million
新移民, H-1, L-1 visa holder, OPT
自雇、1099 收入、小时工收入，适合餐馆、按摩店、美容店老板或打工者、装修师傅、超市出纳员等
新移民、外籍人士特别贷款

申请贷款

快速审批，优质服务，诚信可靠，最低利率

查询利率

贷款方案应有尽有

买房自住（最少3%首付）投资房(最少15%首付)
100% No-cost Refinance 固定或浮动利率 ARM
HUD和银行拍卖房, Shortsale
低头款 FHA & 零头款VA loan
自住房Home Equity Loan (up to 80% of value)
投资房 cashout loan (up to 75% of value)
现金买房后立即 cashout (只限投资房）
Jumbo loan 贷款 up to 2.5 million
新移民, H-1, L-1 visa holder, OPT
自雇、1099 收入、小时工收入，适合餐馆、按摩店、美容店老板或打工者、装修师傅、超市出纳员等
新移民、外籍人士特别贷款

申请贷款

自住或投资房贷款

买房自住（最少3%首付）投资房(最少15%首付)
100% No-cost Refinance 固定或浮动利率 ARM
HUD和银行拍卖房, Shortsale
低头款 FHA & 零头款VA loan
自住房Home Equity Loan (up to 80% of value)
投资房 cashout loan (up to 75% of value)
现金买房后立即 cashout (只限投资房）
Jumbo loan 贷款 up to 2.5 million
新移民, H-1, L-1 visa holder, OPT
精通自雇、1099 收入、小时工收入，适合餐馆、按摩店、美容店老板或打工者、装修师傅、超市出纳员等
外籍人士特别贷款 (现有优惠)

商业贷款

我们可以放贷的商业项目有:

办公楼 (Commercial Owner Occupied Buildings)
商业中心 (Retail Strip Centers)
建商贷款 (Builder Loans)
临时建设贷款 (Interim Construction Loans)
土地 (Raw Land)

如何查询利率?

利率的高低由诸多因素决定，如贷款额，房产类型，首付额，信用分，等等。我们会为每位客户量身定制最适合的贷款方案，以锁定最低的利率和最少的过户费用。您可以在网上查询利率或直接联系我们的团队。

查询利率

第一德州贷款微信公众号近期发布的消息

欢迎扫描下面二维码订阅我们的微信公众号

我们的团队

我们拥有经验丰富的团队为您提供专业的服务。第一德州贷款以审批与过户迅速著称。平均审批时间两天，过户时间只需20天，外国人贷款审批5天，过户30天。

Kathy Dong, NMLS # 302830

President, Founder

Ada Cao, NMLS# 247154

VP, Operation Director

Shaoli Huang, NMLS# 310910

VP, Mortgage Banker

Li Zhou, NMLS# 1727000

Director, Founder

Sherry Qian, NMLS # 275968

Mortgage Banker

Hua Gu, NMLS # 1496461

Mortgage Banker

Sharon Han, NMLS # 1276800

Credit Analyst

Celine Xu, NMLS # 1935053

Credit Analyst

Allen Yin, NMLS # 1935054

Credit Analyst

Ariel Huang, NMLS # 1930715

Credit Analyst

What Ours Clients Say?

We are committed to help borrowers understand their options for real estate financing and make solid financial decisions.
Since the year of 2003, we helped tens of thousands of our customers to finance their home with favorable terms and low costs.

I want to take this opportunity to thank Jessie and Kristy for their help and support! I can only say that I am humbled and grateful for having them on my side! We got the loan faster than we thought we could all because of their continued support and dedicated work ethics. Their dedication and professionalism are second to none and truly remarkable! In the future if and when we need to get another loan, you know whom I will call first. All the best, and thank you again!

-Mark Song

I am writing to let you how pleased I was with the support that I received from both Linda Zhang and Celine Xu during the process to secure a loan for our home purchase. Whenever I or Cindy had any questions and we had quite a lot of them, both Celine and Linda where always available, even well after normal business hours. They were always very professional and always made time to respond to our email and talk with us on the phone. I have nothing but good things to say about them both and my experience with First Lending. I hope that you take the time to recognize both of these outstanding professionals that you have at First Lending.

-Howard “Jamie” Hartley

Jessie, you have made my mortgage experience unbelievable! There were all these inputs coming from friends, family, etc. that any mortgage would, to the last, will make it a nightmare. But you didn't even give me a chance to experience that. You went went above and beyong in every way to make sure my loan experience was awesome. You have made every step very easy that I never faced a panic situation. You have explained me every ins & outs and offerred me a competitive rate. It was truly a great A+++ experience.

-Rajinikanth Sundaresan

First Lending has been a long term mortgage company for me. Their services have been very good. I have grown to trust them a lot over the years. I have been working with Celine and Ada for several mortgage financing processes. They are excellent business persons. They explained the loan process clearly. Celine and Ada were responsive to all questions I asked. I was very impressed with the work they did. I have recommeded First Lending to several friends. They were very happy and satisfied with their loan experience with First Lending.

-Li Li

My experience working with Sharon and Shaoli was a pleasure. She was completely upfront about the costs and whether the deal made sense financially. She will go over & over if you are having trouble understanding and part of the loan process. We look to Sharon to provide us with honest & reliable information & have never been disappointed. She is always our 1st choice, if we need loan again.

-Sri Harsha Atluri

Last year my husband and I were fortunate enough to purchase our first home together. But we would not have been able to do so where it not for the diligence and expertise of the team at First Lending. They made the entire process simple and easy to understand. We even had a few obstacles to overcome, but with their sound advice, we were approved for our loan and closed on our home on time. I am so appreciative of the service they provided.

-Tori Battieste

It's been our first home purchase and we were fortunate to select First Lending for our mortgage needs. First Lending team Celine and Shaoli have been so supportive and knowledgeable of the entire process. They helped us to sail through and made our dreams of owning house come true with no hassle. They were very easy to work with. Promptness, Customer Service, Patience, Followup are some of their key straits.

快速审批，优质服务，诚信可靠，最低利率

贷款方案应有尽有

快速审批，优质服务，诚信可靠，最低利率

贷款方案应有尽有

自住或投资房贷款

商业贷款

如何查询利率?

如何申请贷款?

第一德州贷款微信公众号近期发布的消息

我们的团队

Kathy Dong, NMLS # 302830

Ada Cao, NMLS# 247154

Shaoli Huang, NMLS# 310910

Li Zhou, NMLS# 1727000

Sherry Qian, NMLS # 275968

Hua Gu, NMLS # 1496461

Sharon Han, NMLS # 1276800

Celine Xu, NMLS # 1935053

Allen Yin, NMLS # 1935054

Ariel Huang, NMLS # 1930715

What Ours Clients Say?

-Mark Song

-Howard “Jamie” Hartley

-Rajinikanth Sundaresan

-Li Li

-Sri Harsha Atluri

-Tori Battieste

-Madhu & Saritha Dasu

加入我们

联系我们